Ask Rusty – Did we make a mistake starting my wife’s Social Security now?

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Dear Rusty: I hope we haven’t made a mistake! My wife just applied for her Social Security benefit. She was born in May 1962, and the estimated amount of her benefit is $1280/month. Her work income last year was $5,616; however, mine was about $65,000. I do not plan on taking my benefit until the…

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