Why is my age 70 benefit not higher than my January account?

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Dear Rusty: I plan to retire in 2025 (the year I turn 70). Given that I’m still working, I’m delaying my Social Security until that year. I noticed on My Social Security statement that my payment in January of 2025 will not be much different than my age 70 amount in October of 2025. If that is…

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